How it works
Tax Regime Comparator
India offers two income tax regimes — Old (with deductions like 80C, 80D, HRA) and New (lower rates, no major deductions). Choosing the right one depends on your income level, deductions claimed, and filing status. Most salaried individuals can save ₹20,000–₹80,000 by picking the right regime.
This comparator calculates your total tax liability under both regimes side by side. Enter your annual income, check the deductions you claim (80C, 80D, 24b, 80CCD(1B), HRA, LTA), and see the exact savings. The slab-wise breakdown shows you where every rupee of tax goes.
Quick presets let you test common situations. The calculator uses FY 2025-26 (AY 2026-27) slabs, the ₹75,000 new-regime standard deduction, Section 87A rebate and marginal relief for eligible resident individuals, and 4% health and education cess.