Study Abroad Cost Calculator

Estimate annual and total study abroad cost with donut chart, year-by-year projection, loan EMI, accommodation breakdown, insurance, visa fees, and CSV export.

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Privacy: All calculations run locally in your browser. No data is sent to any server.

Cost Inputs

Currency
Annual tuition (foreign currency)
Annual living cost
Accommodation Type
Duration (years)
Exchange rate to INR
Scholarship total (foreign currency)

Loan EMI Estimator

Loan amount (INR)
Interest rate (% p.a.)
Tenure (years)
Monthly EMI
Total Interest

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Total Estimate

Total cost in INR
First-Year Cost
Scholarship Saved
Cost Badge

Auto-Added Fees

Insurance
Visa + SEVIS
Emergency Fund

Cost Breakdown

Year-by-Year Projection (5% Inflation)

YearTuitionLivingInsuranceVisaAnnual TotalCumulative

Country Comparison

Total cost across 3 countries (default tuition + living × 2 years)

How it works

Study Abroad Cost Calculator

Studying abroad involves far more than just tuition fees. Between accommodation, health insurance, visa charges, living expenses, and flight costs, the total can be 2–3× higher than the advertised tuition. Planning accurately prevents nasty surprises during your first semester.

This calculator builds a complete cost estimate for 8 popular study destinations — USA, UK, Canada, Germany, Australia, Ireland, Netherlands, and Singapore. Enter your tuition, rent, food, transport, insurance, and visa fees to get a year-by-year projection with a visual donut breakdown. You can also model education loan EMIs and scholarship deductions to see your true out-of-pocket cost.

Switch between country presets to compare destinations side by side. Export the full breakdown as CSV for your financial planner or visa application. All calculations run locally in your browser.