Payslip Generator

Create a styled monthly payslip from CTC, with auto-calculated EPF, PT, TDS, and take-home optimizer.

Browser-BasedResponsive UIPrivacy-First

Quick Scenarios

Company & Employee

Company nameCompany address

Employee nameDesignation

DepartmentDate of joining

Bank NameBank A/C number

Month / YearYear

Total working daysLeaves (LOP)

CTC Breakdown

Annual CTC (INR)Employee locationMetro city (50% HRA exemption)

Basic %HRA %

Special Allowance %

Auto-calculated amounts from CTC. Adjust percentages to customise.

Earnings & Deductions

Basic pay (INR)HRA (INR)

Other allowances (INR)Special allowance (INR)

PF deduction (INR)Professional Tax (INR)

Income Tax / TDS (INR)Other deductions (INR)

Monthly Rent (INR)Deductions modeAuto-calculate EPF, PT & TDS

Payslip preview

Acme Corporation Private LimitedSector 62, Noida, UP, India

PAYSLIPOctober 2026

Employee Name: John Doe

Designation: Senior Software Engineer

Department: Engineering

Bank Account: 50100234567890 (HDFC Bank)

Date of Joining: 15-01-2024

LOP Days: 0 / 31 Days

Earnings

Basic Pay₹50,000

HRA₹20,000

Other Allowances₹10,000

Special Allowance₹5,000

Deductions

Provident Fund₹6,000

Professional Tax₹200

Income Tax / TDS₹5,000

Other Deductions₹0

Gross Earnings₹80,000

Total Deductions₹11,000

Net Take-Home Salary₹69,000

Basic ₹50,000

HRA ₹20,000

Allowances ₹15,000

PF ₹6,000

Tax+PT ₹5,200

Take-Home Optimizer

Adjust CTC breakdown above to see tax-saving suggestions.

Frequently Asked Questions

How it works

Payslip Generator

A well-formatted payslip is essential for loan applications, visa processing, and personal financial tracking. Most employers provide basic payslips, but if you need a clean, professional version — or want to model your take-home before negotiating a new CTC — this generator does the job.

Enter your CTC and the tool auto-splits it into Basic, HRA, Special Allowance, and other components based on standard Indian salary structure rules. It calculates EPF (employee and employer), Professional Tax, and Income Tax (TDS) based on your regime choice, then shows your exact monthly and annual take-home.

Choose between New Regime and Old Regime tax calculation, adjust metro vs non-metro HRA, and preview a print-ready payslip with all standard fields. Everything runs locally — no data leaves your browser.

FAQ

Common Questions

How is salary split from CTC in India?

Typically, Basic is 40–50% of CTC, HRA is 40–50% of Basic (50% for metro, 40% for non-metro), and the rest goes to Special Allowance, Conveyance, and other components. EPF is calculated on Basic. This tool uses standard industry splits.

What is the difference between CTC and take-home pay?

CTC (Cost to Company) includes everything the employer pays: Basic, HRA, allowances, employer PF contribution, and gratuity. Take-home (net pay) is what you receive after deducting employee PF, Professional Tax, and TDS. Take-home is typically 65–75% of CTC.

How is EPF calculated?

EPF is 12% of Basic (or ₹1,800 max per month for the statutory minimum). Both employee and employer contribute 12% each. The employer's contribution is part of CTC but not deducted from your salary. The employee's contribution reduces your take-home.

What is Professional Tax and who pays it?

Professional Tax is a state-level tax (max ₹2,500/year) deducted from salaried employees. The amount varies by state and income slab. States like Maharashtra, Karnataka, and West Bengal charge it. Some states like Delhi and Haryana do not.

Can I use this payslip for loan applications?

This generates a format-accurate payslip for reference and modeling. For official loan applications, use the payslip issued by your employer with their letterhead and authorized signature. Banks may verify with your employer directly.

Payslip Generator

Company & Employee

CTC Breakdown

Earnings & Deductions

Payslip preview

Take-Home Optimizer

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Frequently Asked Questions

Payslip Generator

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